Retirement Income Challenge

During the past decade, the dramatic cycle of ups and downs in the financial world have left many of us wondering about the future. The most common question has been “What are the best options for growing my assets and generating enough income to last a life time?”

Your Retirement Income needs may be entirely different than those of your friends and family members. Your financial risk tolerance is probably different, too. There is no “one-size-fits-all strategy” to meet everyone’s financial objective- especially when it comes to Retirement Income.

Your challenge is clear: 

  • Accumulate enough assets to last 20-30 years in retirement
  • Combat inflation, health care cost, taxation and market volatility
  • Compensate for the uncertainty of Social Security and corporate pensions
  • Turn your assets into a stream of income that will last for life

Supporting a 20-30 year retirement in the face of inflation, rising health care costs, rising taxes and fewer source of income requires a substantial investment. But, accumulating assets for retirement is more than just saving money from each paycheck. It also means investing that money so that it has the chance to grow and to find a way to turn those assets into a steady stream of income that won’t run out.

While investing for the long-term provides the greatest potential, fear of losing money may tempt you to make buy and sell decisions at the wrong time. This is a costly trap that too many fail into.

The Retirement Income Strategy

Picking a retirement date gives a whole new meaning to the term “market timing”. If you are nearing retirement or you are already retired, you no longer have the time to make up any lost ground due to market volatility. Also, you may withdraw assets, which will compound the effects of these losses early in retirement.

For a successful retirement income strategy, you must look to investment products that offer some protection against loss of assets or income, and be tax friendly. You should carefully consider how to allocate investments within your portfolio. Most importantly, you should create a holistic approach to help you manage your portfolio to create stream of income to last a life time.

To receive a personalized Retirement Income Strategy plan,
Please call 818-242-8242 or email