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Office: 818-242-8242

Fax: 818-979-9033

450 North Brand Boulevard

Suite 600

Glendale, CA 91203

Insurance Lic# 0805133

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2026 FMG Suite.

Joe Dermenjian is a Registered Representative with and securities and advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC.

The LPL Financial registered representative associated with this site may only discuss and/or transact securities business with residents of the following states: CA, DC, NV & TX.

Hovsep “Joe” Dermenjian is a registered insurance agent (CA License#: 0805133) with various unaffiliated insurance companies and the firm’s affiliated insurance agency, Universal Capital Insurance and Financial Center (CA License#: 0E50716), which offers various insurance and fixed annuity products.

Universal Capital Wealth Management and Universal Capital Insurance and Financial Center are separate entities from LPL Financial.

The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.

Your Personal Website is offered to you through eMoney Wealth Management System as an optional service to help access your account information only. No trading, asset allocation changes, beneficiary changes or any account related additions or changes can be done on your personal website. It’s a read only option to view your account holdings and values.

The eMoney Wealth Management System (the Service) is made available to you by Universal Capital Financial Center, Inc. dba Universal Capital Wealth Management (“UCWM”), through our relationship with eMoney Advisor, LLC (eMoney), from whom we license the eMoney EMX Pro software we use for financial planning services.

However, your use of the Service is governed by the eMoney Terms of Service entered by and between eMoney and you when you first logged in to the Service. While UCWM believes that the Service is reliable, UCWM does not guarantee that it is accurate, complete, or current, and is not responsible for any loss caused or alleged to be caused directly or indirectly by use of the Service. In addition to the Terms of Service, please read the material under Security, Privacy Policy, and Disclaimer below, all of which provide important eMoney information about the Service.

If you use the Service to complete a financial profile, aggregate account information or otherwise provide financial information, please note that we would need to complete additional documentation with you before we could provide any financial planning services.