We believe in creating the opportunity for investors to have a team of experienced money managers actively managing their investments without paying high up-front commissions or management fees.
Type of Accounts
IRA, SEP-IRA, SIMPLE-IRA, Individual, Joint, Trust
Why American Funds?
American Funds, by Capital Group, is one of the nation’s largest mutual fund families. For nearly 90 years, Capital Group has invested with a long-term focus based on thorough research and attention to risk.
American Funds Portfolio Series seeks to help investors meet a wide range of investment goals, including preservation of capital, income, balance, and growth. Each fund in the series is an objective-based portfolio of actively managed American Funds.
American Funds Portfolio Solutions Committee
The Portfolio Solutions Committee is responsible for the oversight of the American Funds Portfolio Series, American Funds Retirement Income Portfolio Series and other wealth management solutions not tied to a specific time frame or glide path. This team monitors the results and makes all the decisions around asset allocation in the underlying funds.
Objective-based These portfolios are design with you in mind and aligned with your broad objectives — preservation, balance, and growth — these globally based portfolio funds will provide you with a structured approach to pursuing specific goals as well as broad diversification.
Experienced Each of the portfolios represents a blend of individual American Funds with a many years of track record and investment management process.
Flexible These portfolios are based on each investor’s time frame, risk tolerance and other factors.
Monitored An oversight committee meets regularly to review funds’ results and determine if any funds may need to be rebalanced, or whether to make any changes to the target weighting.
American Funds Portfolios that are offered through our program:
American Funds Global Growth Portfolio
American Funds Growth Portfolio
American Funds Conservative Growth and Income Portfolio
American Funds Conservative Income Portfolio
American Funds Preservation Portfolio
Your account portfolio allocation may be different than the above models portfolios. Investors should carefully consider investment objectives, risks, charges, and expenses. This and other important information are contained in the fund prospectuses and summary prospectuses, which can be obtained from your financial professional and should be read carefully before investing.
Partnering with Charles Schwab
Schwab provides administration and related services for the Program. Charles Schwab Investment Advisory, Inc. (“CSIA”), an affiliate of Schwab, provides portfolio management services. Risk tolerance and investment objectives are measured through a questionnaire developed by Charles Schwab & Co, Inc. (“Schwab”) which is completed prior to account opening. To receive a copy of PRIME INTELLIGENT PORTFOLIO Program’s brochure and firm ADV, please email to Info@universalcapital.com.
* the annual investment advisory fee (“Annual Fee”) for the Prime Intelligent Portfolio is a flat 0.25%. UCWM’s Prime Intelligent Portfolio Program fees are billed quarterly in arrears based on the amount of assets managed as of the close of business on the last business day of the previous quarter (excluding cash and cash equivalents). This fee is in addition to the American Funds management fees.